Debt Recovery

Aggressive & Strategic Debt Recovery Solutions in India

In today’s fast-paced commercial world, unpaid debts can seriously hamper your business’s growth and cash flow. At Lawniti, we understand the urgency of recovering dues and are committed to providing result-oriented, legally sound debt recovery services across India. Backed by a team of top commercial litigation lawyers and recovery specialists, we deliver swift and effective solutions that help protect your financial interests.
Whether it’s recovering business loans, outstanding invoices, dishonoured cheques, or enforcing arbitral awards, our law firm is trusted by leading corporates, financial institutions, and individuals to resolve debt disputes efficiently—both through court litigation and alternative legal mechanisms.

Why Choose Our Debt Recovery Lawyers?

  • • Proven Recovery Rates: We’ve successfully recovered significant amounts for clients through court orders, settlements, and asset enforcement.
  • • Tailored Recovery Strategies: We evaluate each case and design the most suitable legal route— whether civil suit, criminal complaint, or NCLT action.
  • • End-to-End Legal Support: From issuing demand notices to court enforcement, we manage the entire process.
  • • Pan-India Reach: Our lawyers handle debt recovery matters across District Courts, High Courts, DRTs, and NCLTs throughout India.

Our Legal Expertise

  • • Civil Recovery Litigation: We handle civil suits under Order 37 of the CPC for recovery of money, along with summary suits for fast-track judgments. We also initiate execution proceedings to attach and sell debtor assets, ensuring real-time enforcement.
  • • Corporate Debt Recovery under IBC: We represent operational and financial creditors in initiating insolvency proceedings under the Insolvency and Bankruptcy Code, 2016. Our firm files applications under Sections 7 and 9 before the NCLT and ensures admission, CIRP initiation, and representation during committee of creditors (CoC) meetings.
  • • Cheque Bounce & Criminal Proceedings: Our lawyers file complaints under Section 138 of the Negotiable Instruments Act for dishonoured cheques and initiate parallel civil recovery actions. We pursue strict legal action to pressure willful defaulters.
  • • Bank & NBFC Recovery: We assist banks and NBFCs in recovering secured and unsecured loans through SARFAESI proceedings, DRT litigation, and enforcement of personal/corporate guarantees.
  • • Arbitration Awards Enforcement: In cases where a debt dispute has gone through arbitration, we help enforce domestic and international arbitral awards through execution petitions in competent courts.
  • • Negotiation & Settlement: For clients who prefer an amicable resolution, we facilitate out-of-court settlements, draft settlement agreements, and ensure legal enforceability, balancing cost-efficiency with results.

Our Process – Strategic Recovery in Every Case

  1. 1. Initial Assessment & Demand Notice: We examine contracts, invoices, and correspondences. A detailed legal demand notice is sent to the debtor highlighting the amount due and legal consequences of non-payment.
  2. 2. Litigation or Insolvency Action: Based on the debtor’s status and the nature of the transaction, we choose the appropriate recovery forum—civil court, criminal complaint, DRT, or NCLT—and file recovery suits, IBC applications, or cheque bounce cases.
  3. 3. Execution of Decrees/Awards: Once a favorable order or decree is obtained, we proceed with execution—attachment of assets, bank accounts, or property—to ensure real recovery.
  4. 4. Settlement or Alternate Resolution: If the debtor is willing to settle, we negotiate favorable terms and ensure the recovery amount is secured through post-dated cheques, property collateral, or notarized agreements.

Why Do We Stand Out?

In debt recovery, time is money. Our experienced legal team provides quick, aggressive, and legally enforceable recovery strategies that deliver real-world results. We bring both legal firepower and commercial understanding to your corner.

  • • High Success Rate in Recovery Cases
  • • Expertise in Commercial Contracts & Banking Law
  • • Dedicated Teams for Civil, Criminal & IBC Proceedings
  • • Recognized by Corporate Clients & Financial Institutions

Whether you're a business owner, corporate lender, or investor, Lawniti ensures your debts are recovered legally and efficiently.